Credit Karma App

  • Developer: Credit Karma, Inc.
  • Genre: Finance
  • Version: 5.92
User rating:

Official information

Release Date 19 May, 2007
Developer Credit Karma, Inc.
Publisher Credit Karma, Inc.
Genre Finance
Language English, French, Arabic, Danish, German, Italian, Dutch, Finnish, Japanese
System Android, iOS, Windows
Version 5.92


My Credit Karma App Honest Review

Credit Karma is a financial service founded in 2007. Its developers believe that every person merits to be confident about finances. So they give our clients tools, necessary education, and opportunities required to achieve real, meaningful progress in this sphere. It can be a big deal to find out everything about finances by yourself. However, over 100 million users of Credit Karma can confirm that it makes this process much more manageable.

Credit Karma App to download

Credit Karma Login My Account And Setup

It takes a few minutes to start the use of Credit Karma. At first, you should go to the Credit Karma sign in page. The user has to provide the name, address, and several personal details related to the financial sphere, such as the Social Security number.

As the service stores such confidential information, it offers several security features that you should use for your Credit Karma sign in. You can request a text code to verify your identity using two-factor authentication. For example, if you make your Credit Karma login from another device and enter answers to security questions. You can disable or enable credit and identification monitoring and request notifications of special promotions, credit score changes, etc. by mail.

Credit Karma Tax Service

Your taxes are an essential aspect of your overall financial well-being. By keeping your own tax records, you can get a more accurate picture of your financial condition.

With the Credit Karma tax service, you can keep everything under control. Due to Credit Karma tax filing, your federal and state returns are always free, start to the end. Besides, if you used Tax Credit Karma Tax, TurboTax, TaxAct, or H&R Block last year, you can import this information into your Credit Karma tax return. Furthermore, if you are a member of Credit Karma, you have access to free audit protection, even if you filed a declaration with another tax authority.

If you don’t have enough time and want to pay taxes on the go, Credit Karma Tax offers free tax preparation for federal and state-specific declarations. Use Credit Karma free tax filing on your mobile device. Send your payments, set up a direct deposit for any tax refund you owe, or reschedule the date of the direct tax contribution.

Karma Credit Score

The main advantage of the service is the ability to see your Credit Karma free credit score. To find out more about why your score is what it is, click Score Details under My Overview. There, you’ll see a four-month graph that displays changes in the Credit Karma score. You can switch between TransUnion and Equifax.

Credit Karma application shows which factors have the most and least influence. The use of credit cards, history of payments, and derogatory remarks fall into the first group. Credit age, total accounts, and hard inquiries have less impact. You have to click on selected points to see details.

Click another link, and you’ll see your Credit Karma free credit report. There you’ll find the link “See my plan,” which will switch you to a page where Credit Karma outlays a series of steps you have to take to boost your credit score by a specified variety of points. Past reports are also available on the free Credit Karma service page.

The credit score simulator is the tool that displays several steps that can cause a change in your credit rating. It can be obtaining a new loan, delaying your accounts, and increasing the credit limit. Click on it and provide any additional information you may need, and you’ll see above what your new credit rating might be.

Other tools include interactive calculators for refinancing mortgages and paying off debt, as well as recommendations based on your current financial situation. You can see several at the same time by clicking “My Recommendations” in the toolbar. You can also search for credit cards using filters such as Balance, 0%, and Low Interest, and Travel (miles).

Credit Karma Mobile App

Credit Karma for mobile is free to download and use. The application has an up-to-date design and user-friendly interface, providing convenient navigation.

The app never asks you to provide a credit card during the registration process. You need to provide some personal information, such as your date of birth and the last four figures of your social security number for the service to work properly. There can be a few questions to verify your identity.

Our application for iOS and Android devices offers quick access to your credit ratings and reports. You can also check Credit Karma recommendations on financial products that may be more economical, comparable purchases, and offers to improve your credit scores.

Credit Karma app gives you access when you’re away from your computer and need to find out quickly, for example, if you can afford to buy something. You can also see how a particular purchase fits into your budget and which transactions were recently posted.


  • Is credit karma free?
    Yes, Credit Karma is a legitimate free website that provides you with your credit rating and report.
    The mobile Credit Karma app is also free to download and use.
  • How can I check my credit score karma?
    Create your personal account with Credit Karma service. Then you can get TransUnion and Equifax credit scores; the service will show you a range of factors that can influence your scores. The reports from TransUnion and Equifax are also available.
  • Is my Credit Karma score real?
    The credit scores and reports you get on Credit Karma come from TransUnion and Equifax. They are the most prominent consumer credit bureaus. The credit scores and reports you have should correctly reflect your credit data, as stated by those bureaus.
  • How often can I check my credit karma?
    Your Credit Karma reports can be updated as often as once a week so that you can check them anytime for free.
  • Does Credit Karma service hurt my credit?
    Having a Credit Karma account will not lower your credit score. The app requests TransUnion and Equifax information about your credit report on your behalf. It’s a soft query that will not affect your results.



One of the best solutions to improve own credit score.


  • Lot's of additional purchases


  • Great Interface Useful guides It really works





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